Free retirement education & resources

Make your retirement decisions with confidence.

Clear, education-first answers on Social Security, Medicare, estate planning, and taxes in retirement — free to learn, free to ask about.

Get a Free Education Session → Explore the topics

Plain English, current every year, and free to explore.

Start with your biggest question

Learn the essentials, then get a free educational review on your situation.
Social SecurityLearn more → MedicareLearn more → Estate PlanningLearn more → Taxes in RetirementLearn more →
Updated for 2026 figures & rules Independent & education-first Free to explore & to ask

Two ways we help

Which sounds like you?

For individuals

I'm planning my own retirement

Clear, education-first help with the decisions that shape your retirement income.

  • When to claim Social Security
  • Medicare at 65 and beyond
  • Taxes on your retirement income
  • Estate & beneficiary coordination
Get a Free Education Session →Start With Social Security

For HR & employers

I want retirement education for my team

Bring expert, education-first classes to your employees - onsite or virtual.

  • Lunch-and-learns & workshops
  • Social Security, Medicare & tax topics
  • Ready-to-send promotional materials
  • Built around your calendar
Book a Class Planning Call →View Class Topics

What we help with

Four decisions worth getting right

These decisions shape your retirement income, health coverage, and family plans. Our classes complement your workplace benefits with clear explanations — then give you a place to ask questions about your situation.

Social Security

When to claim, how much you'll get, spousal and survivor strategy, and the lasting cost of claiming early.

Read the guide →

Medicare

Parts A–D in plain English, enrollment windows, late-enrollment penalties, and choosing the right coverage.

Read the guide →

Estate Planning

Wills, trusts, and powers of attorney — what every family should have in place, and why waiting is costly.

Read the guide →

Taxes in Retirement

How benefits are taxed, IRA distributions, Roth conversions, and qualified charitable distributions.

Read the guide →

Your free retirement education session

A clear answer to your specific question

A focused look at your situation on the one topic you choose, with a plain-English summary you keep.

1

Pick your topic

Social Security, Medicare, estate, or taxes — start with the decision that matters most right now.

2

A short conversation

Start with a free, 15-minute phone call. Mention your chosen topic in the booking notes so we can focus on your questions.

3

Walk away with clarity

You get a clear written summary and your next steps — yours to keep, whether or not we ever work together.

Just a clear answer to your question.

Book your free education session →

For HR & benefits teams

You shouldn't have to be the retirement expert

Your people bring you the questions. We're the team that actually answers them — onsite or virtual, as a benefit to your workforce.

  • We come to you and teach your employees directly
  • Answers the retirement questions employees bring to HR — so your team doesn't have to
  • Practical education for your team, with optional individual follow-up
  • A topic menu you choose from, built around your calendar
  • We hand you a ready-to-send invite and flyer to drive turnout
See how it works for HR teams →
"Where do I even start with Social Security?"

The question your employees keep bringing to you.

Hand it to us instead.
Ben Coles, lead educator at MyRetire

Why people trust MyRetire

Meet Ben Coles

Ben Coles is a National Social Security Advisor (NSSA) certificate holder and holds an MBA from Purdue University Global. He believes that when people truly understand their options, they become empowered to make optimal decisions.

Ben began his career in tech, working for some of the biggest names in Silicon Slopes, where he managed and pioneered new teams and projects. Watching capable colleagues make avoidable financial missteps — simply because no one had explained the liabilities and consequences — drew him into personal finance, where he could combine his love of teaching with helping people directly.

Today Ben is the lead educator at MyRetire and a Partner and Chief Development Officer at Alliance Wealth Advisors. He serves as Director of Programming for Salt Lake SHRM and heads the speaker committee for Utah SHRM's Work Elevated Conference.

  • National Social Security Advisor (NSSA) certificate holder
  • MBA, Purdue University Global
  • Partner & Chief Development Officer, Alliance Wealth Advisors
  • Director of Programming, Salt Lake SHRM
  • Hundreds of classes taught to thousands of people

Why we do this

Who we are — and why education comes first

Social Security, Medicare, taxes, and estate planning involve choices with lasting consequences. Some can be revisited; others have deadlines or limits. MyRetire offers plain-English education and honest answers so you can understand your options before deciding. In this short video, Ben explains why education comes first.

Why it matters

The decisions are big. The knowledge gap is bigger.

A few numbers behind why education like this changes outcomes — for individuals and for the teams they work on.

85%
maximum share of Social Security benefits included in taxable income, not the tax rate
75%+
increase from claiming at 62 to 70 for the same benefit with full retirement age 67, before COLAs
2032
year Social Security's retirement trust fund is projected to run short without changes
$2,100
2026 out-of-pocket cap for covered Medicare Part D drugs

Sources: IRS; Social Security Administration; 2026 OASDI Trustees Report; CMS. Figures current for 2026.

Free guide

2026 Retirement Numbers Cheat Sheet

A one-page reference to key Social Security, Medicare, and tax figures. Request a copy by email.

Request by email →

Get a clear answer to your retirement question

Pick your topic and book your free, no-obligation educational review.

Get a Free Education Session →

Looking for your team? Bring MyRetire to your workplace →